本刊特稿

　　10 论银行信息化的发展与创新/王永红

专题

　　14 李东荣：深化金融体制改革，推动金融创新发展/姚存祥

　　16 王祖继：坚持保险业市场化改革，营造良好的制度环境/姚存祥

　　18 励跃：机遇与挑战并存——支付产业发展的黄金十年/李克

　　21 蔡洪波：国内外支付清算行业发展及自律管理/李克

　　24 陆书春：金融标准化支持移动支付技术创新/李庆莉

　　27 钱斌：移动支付将支付业务带入崭新时代/李庆莉

　　29 辛善文：创新金融形态应对互联网时代新挑战/高曙东

　　31 刘林科：支付产业发展的四大变化和五大趋势/高曙东

热点探究

　　33 面向虚拟基础设施的桌面云的设计和实现/高春霖 汤亦嘉

　　38 虚拟化环境下IT运维自动化管理探索/金岳辉 吴祯

　　44 打破多网隔离 走向桌面虚拟化/李磊

　　47 服务器虚拟化在商业银行分行的建设和运维实践/顾蔚

开发测试

　　51 基于Web的产品战略地图系统/黄强 赵连峰

　　54 农信社数据仓库建设的探讨/罗晓明 胡带石

信息安全

　　59 商业银行信息科技制度有效落实探讨/张恒

业务创新

　　63 吸收能力、知识管理系统与金融产品创新能力关系研究/韩维贺

　　68 德州市支付清算风险保障金制度的制定与实施/刘滋坤

发展论坛

　　71 银行卡跨境支付国际收支统计研究/梁建华

　　77 有效改进数量型外汇管理手段实际运用的探析/毛晓东 王大贤

IT观察

　　83 满足行业客户需求 打造高品质自助设备

　　——专访日立(中国)有限公司金融系统部营业部总经理波多野敬司

　　85 日东数据中心机柜精彩亮相2012金融展

　　——专访日东工业(中国)有限公司董事、常务副总经理知崎喜之/郝京

　　86 联想携创新金融解决方案闪耀中国国际金融展 等

　　87 基于K-MEANS和ACO的自助设备加钞管理方案/杨玉成

　　88 全新柯达文档扫描仪i2900型

　　——平板式和轮转式批量扫描的全面整合

　　89 柯达i3000系列扫描仪为桌面采集效率设定新标准

业界资讯

　　90 以信息化银行建设为抓手 推动全行经营转型发展

　　——中国工商银行2013年信息科技工作会议在京召开/李庆莉

　　92 银监会召开2013年全国银行业监管工作会议 等
 
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Contents.February 2013 • Vol.283

Special Article

　　10 Discussion on the development and innovation of informationization of banks

Special Topic

　　14 Continue to deepen financial reform to promote the development of financial innovation

　　16 Insist on market-oriented reforms of the insurance industry to create a favorable institutional environment

　　18 Li Yue: opportunities and challenges——the golden ten years of the payment industry development

　　21 Cai Hongbo: the development and self-management of the payment and clearing industry at home and abroad

　　24 Lu Shuchun:Financial standardization supportingf mobile payment technology innovation

　　27 Qian Bin:Mobile payment leading the payment business into the new era

　　29 Xin Shanwen:The innovation of financial form to the age of the Internet and new challenges

　　31 Liu Linke: Four changes and five major trends of the payment industry

Inquiry on Hot Point

　　33 Design and realization of the desktop cloud oriented virtual infrastructure

　　38 The exploration of IT operation and maintenance automatic management in virtualization environment

　　44 Break the multi-network isolation toward desktop virtualization

　　47 Construction, operation and maintenance practices of server virtualization in branches of commercial banks

Development and Testing

　　51 Web-based product strategy map system

　　54 Discussion of the rural credit cooperatives data warehouse construction

Information Security

　　59 Information technology system of commercial banks in the effective implementation

　　Business Innovation

　　63 Relationship among absorptive capacity, knowledge management system and financial product innovation capability

　　68 Formulation and implementation of payment and settlement risk guarantee fund system in Dezhou city, Shandong province

Development Forum

　　71 Research on bank card’s balance of statistics for its cross-border payment

　　77 Analysis on the practical application of effectively improving quantity-oriented foreign exchange management tools

IT Observation

　　83 Manufactures high-quality self-service equipment to meet the needs of industry customers

　　85 Nitto data center cabinet appears in 2012 china international financial exhibition

　　86 Lenovo participates china international financial exhibition with innovative financial solutions,etc.

　　87 Self-service equipment plus banknote management program based on K-MEANS and ACO

　　88 The new Kodak document scanner i2900-type

　　89 Kodak i3000 series scanners set a new standard for desktop collection efficiency

Industry Information

　　90 Taking Informationization construction as the starting point, promoting transformation development of ICBC

　　92 The banking supervision work conference be held by CBRC in 2013,etc.