特别关注

专题

　　10 关于切实规范全国收单市场秩序的相关建议                               赵宇梓

　　15 光大银行：线上线下深度融合 有效防范收单风险

　　   ——访中国光大银行股份有限公司电子银行部高级副经理王宇               代萍

　　19 民生银行：业务发展 合规先行

　　   ——访中国民生银行股份有限公司信用卡中心商务发展部总经理沈笑一

                                                                            彭惠新
　　22 银联商务：抓住机遇，自我变革，实现更大的社会价值
 
　　   ——银联商务有限公司总裁李晓峰访谈                                   彭惠新

　　27 “套码”等收单市场乱象为何屡禁不止                                   董 峥

业务管理

　　29 对拒付争议服务的再思考                                               司马甫

　　33 信用卡精细化管理路径探讨                                       葛 绯    俞富强

　　37 浅析漏斗模型在信用卡客户投诉化解中的应用                             程裕杰

金融IC 卡

　　40 金融IC 卡公交行业应用纪实                                            唐先勇

　　42 许昌市加载金融功能社保卡的应用现状、存在问题及建议

　　                                                                  刘珂君 张晓锋

支付创新

　　45 中国支付业的战国时代(国际篇)                                         马近朱

　　51 发挥银行在创新支付体系中的作用

　　——《非银行支付机构网络支付业务管理办法征求意见稿》解读

　                                                       　                 卜 文

　　53 支付宝“花呗”产品套现漏洞分析及监管建议                             郑 爽

金融论坛

　　56 互联网金融的理论与实践探究                                           张 松

　　60 关于商业银行发展PPP 模式信用业务的思考                               邱祖良

　　64 我国个人外汇管理中存在的主要问题及对策探讨                           柳红霞

　　68 浅谈近年来银行卡市场的变化                                           任思溟

法律事务

　　71 基于指示交易特性界定线上支付的客户信息保护责任                       郎培杰

　　74 对信用卡领用合约中管辖约定的法律分析                                 吴春林

乐享时光

旅游

　　76 油画小镇科尔马                                                       一 凡

文化漫谈

影评

　　84 2015 年国庆档四大必看影片                                            许 是

收藏

　　89 保龄球主题银行卡见证保龄球运动在中国的兴衰                           张震天

行业资讯

　　92 工商银行推出“互联网+ 校园”服务 等

----------------------------------------------------------
　　
CONTENTS

Special Report

Topic

　　10 Suggestions on regulating the market order of the bank card acquiring business

　　15 CEB: Developing online and offline business and strictly controlling the risk of acquiring business

　　19 CMBC: business development should go ahead of compliance compliance with the law

　　22 CHINAUMS: Seize the opportunity, realize greater social value on the self-transformation

　　27 Why the acquiring market chaos such as “replace code” can’t be stopped?

Business Management

　　29 Rethinking of refusal dispute services

　　33 Discussion on the credit cards Delicacy Management path

　　37 Analysis of the Funnel Model in the application of resolving credit card customer complaints

Financial IC card

　　40 Application of financial IC card in public transportation industry

　　42 The application status , existing problems and suggestions of social security card loaded with financial functions

　　in Xuchang

Payment Innovation

　　45 The Warring States period of Chinese payment industry (International part)

　　51 Bank should play a role in the innovative payment system

　　53 Analysis and supervision suggestion of Alipay “Check Later” cash products loopholes

Finance Forum

　　56 Explore on the theory and practice of Internet Finance

　　60 Thinking about commercial banks to develop PPP mode of credit business

　　64 Study and countermeasures on the main problems in personal foreign exchange management in China

　　68 Brief discussion on the changes of the bank card market in recent years

Legal Affairs

　　71 Defining responsibility of customer information protection in online payment based on instruction transaction property

　　74 Legal analysis of the jurisdiction of the credit card contract

Leisure Time

Tourism

　　76 Colmar the oil painting town

Culture Essay

Movies

    84 Four movies must be seen in 2015 National Day

Collection

　　89 Bowling theme bank card to witness the rise and fall of bowling in China

Industry News

　　92 ICBC launched the Internet+ campus service, etc